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Terms of Use

The German version of this text as shown in the NadirAlpha Stocks app is legally binding; this page is a copy.

These Terms of Use apply to the app NadirAlpha Stocks (web app at stocks.nadiralpha.com and mobile app). The German version shown in the app is legally binding; this English version is provided for convenience. By confirming in the app you accept these terms.

1. Provider, scope, conclusion of contract

The app is provided by Michael Wirl, Hedwigstrasse 2, 80636 Munich, Germany, e-mail nadiralpha.info@gmail.com ("we"). These terms govern the use of the app and of all content and functions provided in it. A user relationship is formed when you first sign in with the credentials we have set up for you and confirm these terms in the app. Deviating terms of the user do not apply.

2. Service: information, not advice

The app shows figures, signals, patterns, setups, market breadth and a regime light for listed stocks, all computed from price data. All rules are mechanical, described in the app guide and identical for all users. The content is factual financial information prepared without regard to your personal circumstances. It is not investment advice, not an investment recommendation, not investment research within the meaning of MiFID II and not an offer to buy or sell financial instruments. We are not a supervised securities or financial services institution. The Risk Disclaimer in the app forms part of these terms.

The app is in a test phase. Accounts are set up by hand on request, the range of functions may change at any time, and there is no entitlement to an account, to particular functions or to continuation of the service.

3. Account and credentials

Accounts are available only to natural persons who are at least 18 years old and of legal age under the law of their place of residence. You confirm your age at the first sign-in in the app; the confirmation is stored with time and text version. The account is personal and not transferable. Keep your password secret, do not pass your account to third parties and inform us without delay if you suspect unauthorized use. You can reset your password at any time with "Forgot password". You are responsible for actions taken through your account to the extent they are attributable to you. We may temporarily suspend an account on reasonable suspicion of misuse.

4. Acceptable use

The app may only be used for personal, non-commercial purposes. In particular, the following is prohibited:

  • automated querying of the data interface (scraping, bots, bulk retrieval) and any use of the data outside the app;
  • circumventing technical limits (query limits, access rights, input limits) and submitting harmful content through input fields;
  • redistributing, selling, renting or making publicly available data, signals or displays of the app, including excerpts;
  • decompiling or re-creating the app, except where mandatorily permitted by law;
  • any use that impairs the service for other users or violates applicable law.

We reserve the right to prohibit text and data mining within the meaning of Section 44b of the German Copyright Act; this reservation is hereby declared in machine-readable form.

5. Your content

Watchlists, imported lists and saved screens remain your data. You grant us a simple right to store, process and back them up in order to run the app for you. You warrant that your input does not infringe the rights of third parties and contains no unlawful content. We may remove content that violates these terms.

6. Rights in the app

The app, its displays, texts, rules and the prepared data sets are protected by copyright and as a database. You receive a simple, non-transferable right, revocable at any time, to use the app within these terms. No further rights are granted. NadirAlpha is a designation of the provider.

7. Data sources, availability, changes

Price data, master data and the values computed from them come from external sources and are updated once a day overnight. They may be delayed, incomplete or wrong. We give no warranty as to accuracy, completeness, timeliness or uninterrupted availability. We may change, restrict, interrupt or discontinue the app at any time. Maintenance windows and outages are not announced.

8. Fees

Use is currently free of charge. Should paid functions be introduced in the future, this will only happen with your separate, explicit consent before any first charge. You bear the cost of your own internet access.

9. Term, termination, restrictions

The user relationship runs for an indefinite period. You can end it at any time by deleting your account in Settings ("Delete Account") or by requesting deletion by e-mail. We may terminate the user relationship at any time with 14 days' notice by e-mail; in case of violations of these terms, for security reasons or when the app is discontinued also without notice. On termination your account data, lists, screens and the consent record are deleted unless a statutory retention duty applies.

Restrictions (suspension of the account, removal of content, termination) are communicated to you by e-mail to the account address with a statement of reasons. You can object to a measure by e-mail; we reply within 14 days and lift the measure if it proves unfounded.

10. Liability

We are liable without limitation for intent and gross negligence and for damage arising from injury to life, body or health. For slight negligence we are liable only for the breach of a material contractual obligation whose fulfilment is essential for proper use of the app and on whose fulfilment you may rely, and only for foreseeable damage typical of the contract. Liability for financial losses arising from investment decisions you make on the basis of app content is excluded to the extent permitted by law. Liability under the German Product Liability Act and for fraudulently concealed defects remains unaffected. As the app is provided free of charge, the statutory liability privileges for gratuitous services apply in addition.

11. Data protection

Which data we process and how is set out in the app Privacy Policy. It is available at any time in the app under Settings.

12. Changes to these terms

We may change these terms with effect for the future, for example for new functions, a changed legal situation or to close gaps. Changed terms are presented to you for confirmation at the next start of the app with the new date. Continued use is only possible after confirmation; if you do not agree, you can delete your account. The current version is stated at the end of this text.

13. App stores

If the mobile app is obtained through an app store or a testing platform, its terms apply in addition. The store operator is not a party to the user relationship and assumes no obligations under these terms. For the Apple App Store the following applies in addition: these terms are concluded solely between you and us, not with Apple. Apple is not responsible for the app, its maintenance, its support or any claims relating to it, such as product liability, legal violations, consumer protection or third-party rights. Apple and its subsidiaries are third-party beneficiaries of these terms and may enforce them against you. You confirm that you are not located in a country subject to a US embargo and are not listed on any US list of prohibited or restricted parties.

14. Governing law, jurisdiction, dispute resolution

The law of the Federal Republic of Germany applies, excluding the UN Convention on Contracts for the International Sale of Goods. Mandatory consumer protection rules of the state in which you have your habitual residence remain unaffected. The place of jurisdiction for merchants is Munich. We are neither obliged nor willing to participate in dispute resolution proceedings before a consumer arbitration board.

15. Language, final provisions

The contract language is German. Should any provision of these terms be invalid, the validity of the remaining provisions remains unaffected. There are no oral side agreements.

Last updated: September 13, 2026